Resources

If you are a debtor currently in a Chapter 13 Bankruptcy and need to make your monthly payment, you may send a money order (with your case number on it) to your Trustee’s address listed below:

If your Trustee is Suzanne E. Wade, send your payment to: “ Suzanne E. Wade, Ch.13 Trustee, P.O. Box 983, Memphis, TN 38101 “

If your Trustee is Carl M. Bates, send your payment to: “Carl M. Bates, Ch.13 Trustee, P.O. Box 1433, Memphis, TN 38101 “

If you would rather make your monthly payment online through your bank account, you may send the payment through TFS. To sign up for TFS, go to the following link: https://www.tfsbillpay.com/

If you would like to keep track of your Chapter 13 Bankruptcy payments online, then go to the following link: https://www.ndc.org/home

Under Bankruptcy law, all debtors are required to take an approved “Credit Counseling Course,” not more than six months before filing for Bankruptcy.

Additionally, after your Bankruptcy case is filed but before you receive a “discharge” in the end, you must take an approved “Debtor Education Course.”

These courses are typically offered online or over the phone.

One course option is Access Counseling, Inc., which you may contact at (888) 234-7209 or www.AccessBK.org

Another course option is Abacus Credit Counseling, which you may contact at (800) 516-3834 or www.AbacusCC.org

For more information from the United States Bankruptcy Court website, go to the following link: https://www.uscourts.gov/services-forms/bankruptcy/credit-counseling-and-debtor-education-courses

When filing for Bankruptcy, you must provide a copy of your Federal and State Tax Returns from the last two years to the Trustee. If you do not have a copy, you will have to contact the IRS and / or Virginia Department of Taxation to request an official transcript.

To order a copy of your Federal Tax Return, contact the IRS at (800) 829-1040 or https://www.irs.gov/individuals/get-transcript

To order a copy of your State Tax Return, contact the Virginia Department of Taxation at (804) 367-8031 or https://www.tax.virginia.gov/request-copy-tax-return

When filing for Bankruptcy, if you have a vehicle with a creditor or lender on it, then you must provide a DMV lien check / vehicle transcript to the Trustee.

To order a copy of the DMV lien check / vehicle transcript for your vehicle, contact the DMV in person at one of their locations or go to the following link and login to your DMV account: https://www.dmv.virginia.gov/apps/webtrans/pin_maint/pin_logon.aspx

For the official Code of Virginia, go to the following link: https://law.lis.virginia.gov/vacode/

For a glossary of common Bankruptcy words and definitions, go to the following link: https://www.uscourts.gov/educational-resources/educational-activities/bankruptcy-basics-glossary

For official information from the United States Bankruptcy Court website, go to the following link: https://www.uscourts.gov/services-forms/bankruptcy

For official information from the Eastern District of Virginia Bankruptcy Court website, go to the following link: https://www.vaeb.uscourts.gov/

For official information from the Virginia State Bar website, go to the following link: https://www.vsb.org/